PayPal Working Capital (PPWC)
Best B2B Payments Experience, The winner offers a non-bank, alternative lending product that provides simple access to business funding, allowing customers to choose the amount and repayment option to suit their business needs. There are no late fees, penalties or long forms to complete, just one upfront fixed fee. winner PayPal Working Capital (PPWC)
Payment Fraud and
Lexis Nexis Risk Solution – LexixNexis ThreatMetrix®
Payments Fraud and Risk Excellence, The winner offers an enterprise solution for digital identity intelligence and authentication that is trusted by thousands of leading global brands, including financial institutions, to inform daily transaction decisions. Winner Lexis Nexis Risk Solution – LexixNexis ThreatMetrix®
Inclusion Payment Model
Alipay+ Payment Tech
Impactful Financial Inclusion Payments Solution, The winner offers a comprehensive e-wallet toolkit for rapid app development with top-tier reliability. It provides tested payment technology and ready-to-use features, speeding up e-wallet launches, especially for newcomers in emerging markets, winner Alipay+ Payment Tech
Dosh Digital Wallet
Domestic Payments Newcomer 2023, The winner offers a rapidly growing premier digital wallet, filling the real-time payments void in one of the APAC domestic markets. Users can instantly pay via mobile or QR code, bypassing standard bank numbers. The app includes bill-splitting, Request to Pay, and cashback rewards. winner Dosh Digital Wallet.
Wpay – Everyday Pay from Everyday Rewards
This winner offers an integrated Digital Wallet in an Everyday Rewards App, enhancing loyalty member user experiences by integrating payment and loyalty. It offers a safer, swifter shopping experience by combining payment, gifting, loyalty, and e-receipts in a single QR scan.
Corlytics – Corlytics’ SaaS platform
This winner’s solution aggregates regulatory data from diverse sources into one unified platform, delivering transparency and comprehension. Data is instantaneously analyzed and augmented with insights on regulatory risks and analytics, toward its’ customers.
Innovative Al or Data
Usage in Payments
Resistant AI – Resistant AI
The winner’s AI solution efficiantly protects the onboarding and transaction monitoring systems of payment services from manipulation and attack by online fraudsters and financial criminals operating at scale.
Verrency – Co2 Insight and Offset product
The winner’s CO2 Insight and Offset product measures digital purchase emissions, allowing cardholders to offset their carbon footprint. Considering that 60% of emissions arise from card-based consumer spending, this tool aids in promoting sustainable choices.
Operational Excellence &
Shaype – ASL infrastructure Modernisation
The winner’s project created an independent payments infrastructure and back-office platform transforming the customers’ business model and freeing them of legacy technological debt, and significantly improved their value proposition.
Commonwealth Bank – CommBank Smart Health
The winner is bringing an Uber-like experience to healthcare by launching an in-app search, book, pay and claim solution for patients and healthcare providers.
Best Cross Border
Wise – The Wise Platform
The winner’s international money management platform facilitates quick and cost-effective product deployment, innovation and customer retention to their customers, enabling international transactions for about 100 million users.via its’ vast partner network of more than 60 entities worldwide.
IDEMIA – Touch Card – an IDEMIA and Mastercard collaboration
The winner’s collaboration has successfully launched a card solution tailored for the visually impaired and has three notches to distinguish debit, credit, and prepaid cards by touch, providing a user-friendly and inclusive experience.